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How PayAid works

PayAid is a new system that enables Kiwis to get the help they need with these three quick and painless steps:

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1. Download App and Register

PayAid is available for Android and iOS devices. It takes less than five minutes to fill out the application. All you need to provide us is your driver's license or passport, allowing us to verify your identity. The AI-powered algorithm will take care of the rest, calculating how much you can get right away.

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2. Get Instant Access to Cash

The money is accessible for use with a single click as soon as you submit our quick online application. Our eligibility standards and cash-out limit are meticulously designed to only provide you with an amount you can afford. But after you establish a good repayment history with us, the limit will gradually increase.

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3. Repay and Repeat

The money is interest-free. You only pay a small transaction fee of five percent, which is automatically deducted from your account once you get paid. This way, the repayment process works automatically every time and runs on autopilot mode. Need more time to repay? No problem. We also provide more flexible repayment terms.

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Plan Your Budget

PayAid takes things one step further. It's not just a pay advance company. It's also a budgeting app, allowing you to track your spending and plan your monthly budgets. You can see how much is going in and out of your bank account, and what you're spending it on. Our app automatically categorises your spending, creating a custom budget for you in the process.

Spend Your Money Wisely

If knowledge is power, then PayAid gives you the power to make better financial decisions. Financial freedom is only possible when you have control over your money. Our tailored budgeting insight allows you to see your money in a whole new light.

Kiwis Deserve a Fairer System

We believe that our fellow Kiwis deserve a fairer financial system. Our mission from the start was to keep things simple and transparent for everyone while providing affordable access to funds.

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Get on board
with PayAid...