Cash Coverage Limited t/a (PayAid) (NZBN 9429 04937 8436) is the entity covered
The Privacy Act 1993 contains the New Zealand Privacy Principles.
Any information or opinion that can reasonably identify an individual is personal information. Details featuring a name, gender, age, postal code, and contact information may be included. Financial information may be included as well.
We may require additional information from you to provide you with the services or
products you have requested as well as to complete the transaction.
Using our site and app may also allow us to gather information directly from you, or indirectly by using our platform, or by allowing us to collect data from other websites.
Additionally, you may provide us with additional information relating to you through our app or website, or indirectly when using our online services.
Your consent is required for the collection of sensitive information.
Depending on the situation, either you or third parties may provide us with this
personal information. This information may be collected when you sign up for our
app or our website.
You may also send information back to us via correspondence, chats, or other social media apps, services, or websites.
Visit our sites, use our services, view our advertising, and share our content. Our services will not be available to you if you cannot give us the requested information.
We may obtain information, for example, from our partners or through public records. You can download our app to your smartphone, and it may obtain information about your location.
We need to gather your data so that we can provide you with our services. This
includes verifying your identity so that we may provide you with our services. As well
as to comply with AML and KYC requirements.
Using personally identifiable information is limited to the purposes specified in the
notice or consent and any specific purposes you consent to, and other purposes
allowed by law
The following purposes may include the use of your personally identifiable information:
Information concerning financial products may be sent to you directly from our
carefully chosen business partners or us. As per The Unsolicited Electronic
Messages Act 2007 and The Privacy Act 1993, email, SMS, mail, or in other ways
can collect this information.
When you provide a personal identifier, you agree with the provider to communicate with you via telephone, email, and SMS. We provide you with a means to not receive marketing materials either through the contact information listed below or through the unsubscribe mechanisms included (If there is a link to unsubscribe, for example)
Analytical solutions might be used. Through our marketing analytics and attribution
services ("Services "),
Also, our Services assist our customers in identifying and protecting themselves against fraudulent marketing campaign activity.
If you provide personal information to us as set out in this Privacy Notice:
Also, third parties with whom we have business dealings may receive personal data
about you. As a result, we can use that information to develop anonymous consumer
insights to improve our understanding of what you like, personalise your
experiences, and optimise the services we provide to you. You acknowledge our
disclosing information about you without seeking your consent by providing your
information to us.
Using cookies and other tracking methods on this website can also track your activities and preferences.
Cookie usage by the party that places cookies on your computer enables it to recognise you across websites, applications, and/or devices. Cookies can be disabled.
Please be aware that if you do so, our websites will not work properly for you. Using cookies also enables us to obtain personal information with the help of cookies. The Privacy Act may allow a cookie to be deemed "personal information" if it relates to your account. Cookies collected by us are handled similarly to all other data collected by us under our Privacy Policies.
We may store information about you electronically or by a third party on our behalf. Several physical, administrative, personnel, and technical means are in place to prevent misuse, interference, loss, and the possibility of unauthorised access or disclosure.
We can be contacted using the details below if you feel we have violated the Privacy Act or are unhappy with how your information has been handled. We will tell you what to do if you do not think we have resolved your complaint satisfactorily.
We sometimes offer incentives to users who sign up through referral links by PayAid
If one of those links is clicked, PayAid will request the user to access the site, store the information to monitor the program's effectiveness, and send marketing emails as necessary.
You may receive a phone call from PayAid if someone refers you to us, whether you are a PayAid member.
If you have questions or concerns about our terms and practices, please message us if you would like to check or update your private informationCash Coverage Limited, trading as PayAid